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Handout 8: Chords — Major & Minor

What You’ll Learn:

  • What a chord is (a team of notes played together)
  • How major and minor triads are built using intervals
  • All the major triads from C through B
  • All the minor triads from Cm through Bm
  • What inversions are and why they matter for smooth playing

A chord is three or more notes played at the same time. When you press multiple keys together and they sound good as a group, that is a chord.

Think of a chord as a team. A single note is a solo voice. A chord is a harmony — multiple voices working together to create a richer, fuller sound. If a melody is a storyline, chords are the emotional backdrop — they set the mood.

The most basic chord is a triad, which means “group of three.” A triad has three notes:

  • The root — the note the chord is named after (its foundation)
  • The third — the note a 3rd above the root (determines major or minor)
  • The fifth — the note a 5th above the root (adds stability)

A major triad is built with this formula:

Root + Major 3rd (4 half steps) + Perfect 5th (7 half steps)

Or, thinking of it in stacked intervals:

Root → up a Major 3rd → up a Minor 3rd = Major Triad
(4 half steps) (3 half steps)

That is: start on the root, go up 4 half steps to the 3rd, then go up another 3 half steps to the 5th.

C
D
E
F
G

C Major: root C, third E, fifth G.

RH fingering: 1(C) - 3(E) - 5(G)
LH fingering: 5(C) - 3(E) - 1(G)
ChordNotesHalf steps from root
C majorC - E - G0 - 4 - 7
D majorD - F# - A0 - 4 - 7
E majorE - G# - B0 - 4 - 7
F majorF - A - C0 - 4 - 7
G majorG - B - D0 - 4 - 7
A majorA - C# - E0 - 4 - 7
B majorB - D# - F#0 - 4 - 7

Notice: every major triad has the same structure — root, 4 half steps up, 7 half steps up from root. The formula never changes.

On your keyboard, here are some key ones to visualize:

G Major (G-B-D):

C
D
E
F
G
A
B
C
D

F Major (F-A-C):

C
D
E
F
G
A
B
C

A minor triad is built with this formula:

Root + Minor 3rd (3 half steps) + Perfect 5th (7 half steps)

Or in stacked intervals:

Root → up a Minor 3rd → up a Major 3rd = Minor Triad
(3 half steps) (4 half steps)

The only difference from major: the 3rd is one half step lower. That single half step changes the entire mood from bright to dark.

C
D
E
F
G
A
B
A minor: root **A**, third **C**, fifth **E**.
RH fingering: 1(A) - 3(C) - 5(E)
LH fingering: 5(A) - 3(C) - 1(E)
ChordNotesHalf steps from root
Cm (C minor)C - Eb - G0 - 3 - 7
Dm (D minor)D - F - A0 - 3 - 7
Em (E minor)E - G - B0 - 3 - 7
Fm (F minor)F - Ab - C0 - 3 - 7
Gm (G minor)G - Bb - D0 - 3 - 7
Am (A minor)A - C - E0 - 3 - 7
Bm (B minor)B - D - F#0 - 3 - 7

Dm (D-F-A):

C
D
E
F
G
A
D minor: D, F, A.
RH: 1(D) - 3(F) - 5(A) **LH:** 5(D) - 3(F) - 1(A)

Em (E-G-B):

C
D
E
F
G
A
B
E minor: E, G, B.
RH: 1(E) - 3(G) - 5(B) **LH:** 5(E) - 3(G) - 1(B)

The difference between a major and minor chord is just ONE note — the third is lowered by a half step:

C major: C - E - G (E is a major 3rd above C)
C minor: C - Eb - G (Eb is a minor 3rd above C — one half step lower than E)

Try this on your CT-X9000IN:

  1. Play C major (C-E-G). Notice the happy, bright sound.
  2. Now lower just the E to Eb (the black key to the left of E). Play C-Eb-G.
  3. Hear how the entire mood shifts to something sadder and more reflective.

That one half step is the difference between happy and sad in music.


So far, we have played chords in root position — the root is the lowest note. But you can rearrange the notes and put a different note on the bottom. These rearrangements are called inversions.

The root is the lowest note.

C major root position: C - E - G (C on bottom)

Move the root up one octave. Now the 3rd is on the bottom.

C major 1st inversion: E - G - C (E on bottom)
C
D
E
F
G
A
B
C
RH fingering: 1(E) - 2(G) - 5(C)
LH fingering: 5(E) - 3(G) - 1(C)

Move the root and the 3rd up. Now the 5th is on the bottom.

C major 2nd inversion: G - C - E (G on bottom)
C
D
E
F
G
A
B
C
D
E
RH fingering: 1(G) - 3(C) - 5(E)
LH fingering: 5(G) - 2(C) - 1(E)

Inversions solve a practical problem: smooth movement between chords.

When you play C major (C-E-G) followed by F major (F-A-C), your hand has to jump a large distance. But if you use F major in 2nd inversion (C-F-A), your hand barely moves — the C stays in place, and only two fingers shift slightly.

C major (root): C - E - G
F major (2nd inv.): C - F - A ← The C stays! Only two notes move.

This smooth connection between chords is called voice leading — keeping common tones and moving other notes by the smallest distance. Inversions make your chord changes sound professional and feel easy under your fingers.


For this course, these six chords appear most often. Make these your priority:

ChordTypeNotes (root position)
CMajorC - E - G
FMajorF - A - C
GMajorG - B - D
AmMinorA - C - E
DmMinorD - F - A
EmMinorE - G - B

Once you are comfortable with these six in root position, learn their first and second inversions.


Play each of the six priority chords on your CT-X9000IN with your right hand: C, F, G, Am, Dm, Em. Hold each chord for 4 beats (use the metronome at 60 BPM). Say the chord name and notes aloud: “C major — C, E, G.”

Play C major (C-E-G). Now lower the E to Eb and play C minor (C-Eb-G). Do the same with:

  • D major (D-F#-A) → D minor (D-F-A)
  • E major (E-G#-B) → E minor (E-G-B) Listen to how lowering the 3rd by one half step changes the mood each time.

Play C major in all three positions:

  • Root position: C-E-G
  • 1st inversion: E-G-C
  • 2nd inversion: G-C-E Each is the same chord with the same notes — just rearranged. They sound similar but subtly different.

Practice moving between C and F using inversions:

  • C root position (C-E-G) → F 2nd inversion (C-F-A) Notice how the C note stays in both chords. Your hand barely moves. This is voice leading in action.

Pick a random white key. Build a major triad (go up 4 half steps for the 3rd, then 3 more for the 5th). Then build a minor triad (go up 3 half steps for the 3rd, then 4 more for the 5th). Check against the tables above.


  1. What three notes make up a triad? → Answer: Root, third, and fifth.
  2. What is the interval structure of a major triad? → Answer: Root + Major 3rd (4 half steps) + Perfect 5th (7 half steps from root). Or: major 3rd stacked on top of minor 3rd.
  3. What is the only difference between a major and minor triad? → Answer: The third is lowered by one half step in a minor triad (minor 3rd instead of major 3rd).
  4. What is a chord inversion? → Answer: A rearrangement of the notes in a chord so that a note other than the root is the lowest note.
  5. What notes make up the G major chord? → Answer: G, B, D

A chord is a team of notes played together. Major triads (root + major 3rd + perfect 5th) sound bright and happy. Minor triads (root + minor 3rd + perfect 5th) sound dark and emotional. The only difference is one half step on the middle note. Inversions rearrange the notes so your hand can move smoothly between chords — a skill that makes everything you play sound polished.